Empowering You Financially

Handle Emergencies, Boost Your Business, and

Achieve Financial Growth

Our Loan Products

Unlock the potential of your finances with our range of strategic financial services.

You Can get up to KES 4,000,000. All you need is a car logbook

Car Logbook Loan

Car Financing

90 Day supplier loan

Import Duty Finance

Insurance Premium Finance

Loan Buyoff

Our Loan Products

Unlock the potential of your finances with our range of strategic financial services.

You Can get up to Kes 4,000,000. All you need is a car logbook

Car Logbook Loan

Car Financing

90 Day supplier loan

Import Duty Finance

Insurance Premium Finance

Loan Buyoff

Why Choose Us

Let Us Finance your dreams

Flexibility

We offer flexible repayment periods of up to 24 months.

Quick Approval

Quick processing and approval process– get a loan within 6 hours! of application.

Customized financial solutions

We have customized credit solutions just for you and your needs.

Why Choose Us

Let Us Finance your dreams

Flexibility

We offer flexible repayment periods of up to 24 months.

Quick Approval

Quick processing and approval process– get a loan within 6 hours! of application.

Customized financial solutions

We have customized credit solutions just for you and your needs.

120k+Happy Clients

80%Quick turn around time

9Fully functioning Branches

120k+Happy Clients

80%Quick turn around time

9Fully functioning Branches

About us

Your Trusted Financial Partner

Ngao Credit Limited is a non-deposit-taking Microfinance institution founded with the main goal of providing financial services to the underserved. We pride ourselves in providing unique and tailor-made financial solutions that satisfy our client’s needs in the shortest time possible and unlock possibilities for SMEs and business owners.

About us

Your Trusted Financial Partner

Ngao Credit Limited is a non-deposit-taking Microfinance institution founded with the main goal of providing financial services to the underserved.

We pride ourselves in providing unique and tailor-made financial solutions that satisfy our client’s needs in the shortest time possible and unlock possibilities for SMEs and business owners.

Request Callback

In need of a logbook loan contact us by filling this form .

Upcoming Events

Our affiliate courses are designed by experts who have years of experience and proven results in the affiliate marketing industry.

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Thriving Together: Celebrating World Environment Day for a Sustainable Future

CSR

June 05, 2023•1 min read

Happy World Environment Day! Today, we celebrate our commitment to protecting the planet and ensuring a brighter future for generations to come.

Join Ngao Credit, as we roar together with the spirit of Africa and pledge to preserve our environment. Together, let’s create a world where magnificent wildlife and lush rainforests flourish in harmony with humanity.

World Environment Day 2023 #BeatPlasticPollution

Theme focus: solutions to plastic pollution

Drowning in plastic pollution? It’s time to break the toxic cycle! Let’s unite to save our oceans, land, and creatures from this plastic invasion. Together, we can create a cleaner, greener world. Take action now.

We believe in the power of collective action, and that’s why we’ve taken concrete steps to make a positive impact. From reducing our carbon footprint to embracing sustainable practices, Ngao Credit is leading the way in environmental stewardship.

Our commitment to environmental protection

Today, let us sow the seeds of change by adopting eco-friendly habits, conserving water, planting trees, and spreading awareness about the urgent need to protect our planet. Together, we can transform Kenya’s challenges into opportunities and create a sustainable paradise for all.

Custom HTML/CSS/JAVASCRIPT

Join Ngao on this remarkable journey to ensure a better future for all, today and for generations to come. Together, we can make a difference.

#WorldEnvironmentDay #SustainableAfrica #NgaoCreditCommits #ProtectingOurPlanet #ForAGreenerFuture

world environment dayNgao Credit

Dennis

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What our Customer are Saying

Our Branches

Nairobi Upperhill

NHIF building, 2nd floor

0709 650 100

Nairobi CBD

Eco Bank Towers, 6th Flr

0709 650 200

Mombasa

Jubilee Arcade, 2nd floor, Moi Avenue

0709 650 300

Kitengela

Kitengela Mall, 3^rdFlr

0709 650 600

Thika

Maisha Heights 1st Flr

0709 650 700

Nakuru Branch

Tower one 2^nd Floor Moi Road

0709 650 400

Kisumu Branch

Tuff Mall, Grd Flr

0709 650 800

Eldoret

Zion Mall, 1^st Floor

0709 650 500

Meru

Royal Business Park

0709 650 900

Our Latest Articles

Thriving Together: Celebrating World Environment Day for a Sustainable Future

CSR

June 05, 2023•1 min read

Happy World Environment Day! Today, we celebrate our commitment to protecting the planet and ensuring a brighter future for generations to come.

Join Ngao Credit, as we roar together with the spirit of Africa and pledge to preserve our environment. Together, let’s create a world where magnificent wildlife and lush rainforests flourish in harmony with humanity.

World Environment Day 2023 #BeatPlasticPollution

Theme focus: solutions to plastic pollution

Drowning in plastic pollution? It’s time to break the toxic cycle! Let’s unite to save our oceans, land, and creatures from this plastic invasion. Together, we can create a cleaner, greener world. Take action now.

We believe in the power of collective action, and that’s why we’ve taken concrete steps to make a positive impact. From reducing our carbon footprint to embracing sustainable practices, Ngao Credit is leading the way in environmental stewardship.

Our commitment to environmental protection

Today, let us sow the seeds of change by adopting eco-friendly habits, conserving water, planting trees, and spreading awareness about the urgent need to protect our planet. Together, we can transform Kenya’s challenges into opportunities and create a sustainable paradise for all.

Custom HTML/CSS/JAVASCRIPT

Join Ngao on this remarkable journey to ensure a better future for all, today and for generations to come. Together, we can make a difference.

#WorldEnvironmentDay #SustainableAfrica #NgaoCreditCommits #ProtectingOurPlanet #ForAGreenerFuture

world environment dayNgao Credit

Dennis

Back to Blog

Logbook Loans

Where Can I Get Quick Logbook Loans In Kenya?

Ngao Credit offers logbook loans across Kenya with branches in all major towns; Nairobi, Mombasa, Nakuru, Kisumu, Kitengela, Thika, Meru and Eldoret.

What Is Your Repayment Period?

We have a monthly repayment plan of up to 24 months, you can choose your preferred period. That is, you can choose to repay the loan within a period of one to 24 months.

How Do Logbook Loans Work?

Logbook loans are loans secured against your car logbook. You get a loan of up to 60% the value of your car. For logbook loans you will still be using your car as you pay back the loan.

How long does it take to process the loan?

It only takes 6 hours provided that you have availed all the required documents. (ID, copy of logbook, KRA Pin, bank Statements)

Do you offer motorbike logbook loans?

No! For now, Ngao Credit only offers car logbook loans.

What is your interest rate?

We have flexible interest rates dependent on the product you choose. Refer to products and the calculator on this website.

What is your minimum & Maximum loan amount?

Our minimum loan amount is KES 100,000 and a maximum of KES 4, 000,000.

How do I know if I will qualify for a loan?

At Ngao Credit we offer secure loans against car logbooks. To qualify you MUST have a car as security for the loan

Do logbook loans require Credit checks?

To get a logbook loan, CRB checks are not required.

How can I complete a logbook loan application?

The quickest way to apply is to fill an online application form or fill a request a callback form on the Ngao Credit website. One of our agents will call you to initiate the loan process.

How quickly can I receive the loan?

Often the same day. Once the application is completed, the money will be transferred to your bank.

How can I make logbook loan repayments?

You can pay back your logbook loan via Mpesa

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