Ngao Credit Limited, a non-deposit taking Micro-Finance Institution (MFI), was incorporated as a Private Limited Company under the Companies Act (Cap 486) of the Laws of Kenya, on March 20, 2008 and commenced operations on July 1, 2009. Ngao Credit Limited (hereafter referred to as NCL) is also licensed by the City Council of Nairobi to provide small scale financial services such us Secured loans, Cheque cashing, import financing, asset financing and quick loans.

Ngao Credit

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We offer a wide selection of financial services.

Performance & Bid Bonds

Performance & Bid Bonds

NCL facilitates issuance of performance & Bid bonds from reputable financial institutions, at a reasonable processing fee.

Loans Against Shares

Loans Against Shares

This product is designed to enable clients to secure a loan facility using their listed securities

Cheque cashing

Cheque cashing

This is a service where clients can exchange their current cheque for cash.

Import  Finance

Import Finance

This is a short term loan facility meant to clear import duty charges on behalf of importers of motor vehicles and other goods

LogBook Loans

LogBook Loans

This product is designed to enable clients to secure quick loans using their log book.

Asset finance

Asset finance

This is a product designed to assist clients in purchasing an asset from reputable organisations.