Handle Emergencies, Boost Your Business, and
Achieve Financial Growth
Our Loan Products
Unlock the potential of your finances with our range of strategic financial services.
You Can get up to KES 4,000,000. All you need is a car logbook
Car Logbook Loan
Car Financing
90 Day supplier loan
Import Duty Finance
Insurance Premium Finance
Loan Buyoff
Our Loan Products
Unlock the potential of your finances with our range of strategic financial services.
You Can get up to Kes 4,000,000. All you need is a car logbook
Car Logbook Loan
Car Financing
90 Day supplier loan
Import Duty Finance
Insurance Premium Finance
Loan Buyoff
Why Choose Us
Let Us Finance your dreams
Flexibility
We offer flexible repayment periods of up to 24 months.
Quick Approval
Quick processing and approval process– get a loan within 6 hours! of application.
Customized financial solutions
We have customized credit solutions just for you and your needs.
Why Choose Us
Let Us Finance your dreams
Flexibility
We offer flexible repayment periods of up to 24 months.
Quick Approval
Quick processing and approval process– get a loan within 6 hours! of application.
Customized financial solutions
We have customized credit solutions just for you and your needs.
120k+Happy Clients
80%Quick turn around time
9Fully functioning Branches
120k+Happy Clients
80%Quick turn around time
9Fully functioning Branches
About us
Your Trusted Financial Partner
Ngao Credit Limited is a non-deposit-taking Microfinance institution founded with the main goal of providing financial services to the underserved. We pride ourselves in providing unique and tailor-made financial solutions that satisfy our client’s needs in the shortest time possible and unlock possibilities for SMEs and business owners.
About us
Your Trusted Financial Partner
Ngao Credit Limited is a non-deposit-taking Microfinance institution founded with the main goal of providing financial services to the underserved.
We pride ourselves in providing unique and tailor-made financial solutions that satisfy our client’s needs in the shortest time possible and unlock possibilities for SMEs and business owners.
Request Callback
In need of a logbook loan contact us by filling this form .
Upcoming Events
Our affiliate courses are designed by experts who have years of experience and proven results in the affiliate marketing industry.
Shaping the Future: Ngao CEO to Speak on ESG at the Africa Bank 4.0 Summit
We are proud to announce that our CEO, Wycliffe Oyier, will be a featured speaker at the 16th Edition of the 16th Africa Bank 4.0 Summit, an influential event shaping the future of banking across the continent.
His keynote speech, “Sustainable Banking Metrics: Measuring ESG Performance,” will spotlight how financial institutions can build long-term value by embedding environmental, social, and governance (ESG) metrics into core banking strategies.
At Ngao Credit, sustainability is a commitment. We continuously invest in systems and partnerships that promote responsible lending, green operations, and community empowerment.
This speaking engagement underscores our leadership’s dedication to shaping a resilient, transparent, and inclusive financial future for Kenya and Africa at large.
Stay tuned as we share key insights from the summit.
What our Customer are Saying
Our Branches
Nairobi Upperhill
NHIF building, 2nd floor
0709 650 100
Nairobi CBD
Eco Bank Towers, 6th Flr
0709 650 200
Mombasa
Jubilee Arcade, 2nd floor, Moi Avenue
0709 650 300
Kitengela
Kitengela Mall, 3rdFlr
0709 650 600
Thika
Maisha Heights 1st Flr
0709 650 700
Nakuru Branch
Tower one 2nd Floor Moi Road
0709 650 400
Kisumu Branch
Tuff Mall, Grd Flr
0709 650 800
Eldoret
Zion Mall, 1st Floor
0709 650 500
Meru
Royal Business Park
0709 650 900
Our Latest Articles
Shaping the Future: Ngao CEO to Speak on ESG at the Africa Bank 4.0 Summit
We are proud to announce that our CEO, Wycliffe Oyier, will be a featured speaker at the 16th Edition of the 16th Africa Bank 4.0 Summit, an influential event shaping the future of banking across the continent.
His keynote speech, “Sustainable Banking Metrics: Measuring ESG Performance,” will spotlight how financial institutions can build long-term value by embedding environmental, social, and governance (ESG) metrics into core banking strategies.
At Ngao Credit, sustainability is a commitment. We continuously invest in systems and partnerships that promote responsible lending, green operations, and community empowerment.
This speaking engagement underscores our leadership’s dedication to shaping a resilient, transparent, and inclusive financial future for Kenya and Africa at large.
Stay tuned as we share key insights from the summit.
Logbook Loans
Where Can I Get Quick Logbook Loans In Kenya?
Ngao Credit offers logbook loans across Kenya with branches in all major towns; Nairobi, Mombasa, Nakuru, Kisumu, Kitengela, Thika, Meru and Eldoret.
What Is Your Repayment Period?
We have a monthly repayment plan of up to 24 months, you can choose your preferred period. That is, you can choose to repay the loan within a period of one to 24 months.
How Do Logbook Loans Work?
Logbook loans are loans secured against your car logbook. You get a loan of up to 60% the value of your car. For logbook loans you will still be using your car as you pay back the loan.
How long does it take to process the loan?
It only takes 6 hours provided that you have availed all the required documents. (ID, copy of logbook, KRA Pin, bank Statements)
Do you offer motorbike logbook loans?
No! For now, Ngao Credit only offers car logbook loans.
What is your interest rate?
We have flexible interest rates dependent on the product you choose. Refer to products and the calculator on this website.
What is your minimum & Maximum loan amount?
Our minimum loan amount is KES 100,000 and a maximum of KES 4, 000,000.
How do I know if I will qualify for a loan?
At Ngao Credit we offer secure loans against car logbooks. To qualify you MUST have a car as security for the loan
Do logbook loans require Credit checks?
To get a logbook loan, CRB checks are not required.
How can I complete a logbook loan application?
The quickest way to apply is to fill an online application form or fill a request a callback form on the Ngao Credit website. One of our agents will call you to initiate the loan process.
How quickly can I receive the loan?
Often the same day. Once the application is completed, the money will be transferred to your bank.
How can I make logbook loan repayments?
You can pay back your logbook loan via Mpesa
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Need help?
WORKING HOURS: Mon-Fri: 8am-5pm
Sat: 8am-12pm
USSD: *725#
Call: +254 709 650 000
WhatsApp: +254728290551
Email: [email protected]
data protection: [email protected]
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Copyright 2025. All Right are Reserved. Ngao Credit Limited
Need help?
WORKING HOURS: Mon-Fri: 8am-5pm Sat: 8am-12pm
USSD: *725# | Call: +254 709 650 000 |
WhatsApp: +254728290551 | Email: [email protected]
Explore Site:
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Copyright 2024. All Right are Reserved. Ngao Credit Limited