About us
Your key to financial empowerment
Founded in 2009, Ngao Credit Limited is one of the major logbook loan and car loan provider in Kenya.
Our main goal is to offer financial solutions to the underserved, through our range of loan products: Logbook Loan, 90 Day supplier loan, Import duty financing, insurance premium financing and car loans.
Ngao supports businesses and individuals achieve their financial dreams.
You can access a minimum of Kes 100,000 to Kes 4 million against your car logbook.
About us
Your key to financial empowerment
Ngao Credit is a one of Kenya’s top micro-finance offering logbook loans and other secured emergency and business loans.We pride ourselves in providing unique and tailor-made financial solutions that satisfy our clients’ needs in the shortest time possible.
Founded in 2009, Ngao Credit has been empowering Kenyans through logbook loans for 15 Years. From individuals to thriving businesses, our legacy of trust and reliability has fuelled dreams, powered ventures, and transformed lives.
Our Mission, Vision and
Core Values
Vision
To be the world-class leader in Microfinance lending in East and Central Africa.
Mission
To partner, strengthen, and improve the lives of SMEs and underserved customers offering unique, tailor-made financial solutions to enable them to achieve their life goals.
Core Value
Efficiency and Effectiveness
Teamwork
HonestyIntegrity
Creativity and Innovation
Social Responsibility
Our Mission, Vision and
Core Values
MISSION
To partner, strengthen, and improve the lives of SMEs and underserved customers offering unique, tailor-made financial solutions to enable them to achieve their life goals.
VISION
To be the world-class leader in Microfinance lending in East and Central Africa.
CORE VALUES
Integrity
Honesty
Teamwork
Efficiency and Effectiveness
Creativity and Innovation
Social Responsibility
Our Advantage
Effective - Fast Processing
Integrity & Transparent
Licensed & Regulated by the CBK
Great Team, Exceptional Service
Why Choose US
Fast Processing
Integrity & Transparent
Licensed & Regulated by the CBK
Our Branches
Nairobi Upperhill
NHIF building, 2nd floor
0709 650 100
Nairobi CBD
Eco Bank Towers, 6th Flr
0709 650 200
Mombasa
Jubilee Arcade, 2nd floor, Moi Avenue
0709 650 300
Kitengela
Kitengela Mall, 3rdFlr
0709 650 600
Thika
Maisha Heights 1st Flr
0709 650 700
Nakuru Branch
Tower one 2nd Floor Moi Road
0709 650 400
Kisumu Branch
Tuff Mall, Grd Flr
0709 650 800
Eldoret
Zion Mall, 1st Floor
0709 650 500
Meru
Royal Business Park
0709 650 900
Our Branches
Need help?
WORKING HOURS: Mon-Fri: 8am-5pm
Sat: 8am-12pm
USSD: *725#
Call: +254 709 650 000
WhatsApp: +254728290551
Email: [email protected]
data protection: [email protected]
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Copyright 2025. All Right are Reserved. Ngao Credit Limited
Need help?
WORKING HOURS: Mon-Fri: 8am-5pm | Sat: 8am-12pm
USSD: *725# | Call: +254 709 650 000
WhatsApp: +254728290551 | Email: [email protected]
Explore Site
About us | FAQ’s | Contact Us
Copyright 2024. All Right are Reserved. Ngao Credit Limited